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Like me, you've probably been offered a fair old number of these by now.....and, if you're like most people, chances are you maybe... Read More
The credit industry if rife with pitfalls. If you have ever owned a credit card you probably already have learned this the hard... Read More
1. Buy clothes at thrift stores. BEFORE you buy them, however, hold the clothing to the light to make sure there are no... Read More
Just when most people finish with school and can stop worrying about test scores, there's a new kind of scoring that enters the... Read More
According to the September 2004 issue of the Nilson Report, around $588 billion dollars worth of debit cards were bought in the United... Read More
Virtually all consumers will have a credit card at some point in their lives. Is this an understatement? Probably, as most consumers carry... Read More
Credit cards represent an important part of our financial lives. Having the right credit cards is essential and will make a big difference... Read More
There are many misconceptions about credit scores out there. There are borrowers who believe that they don't have a credit score. There are... Read More
Lenders are quite fussy about what they like to see on your credit report. So much so that you will have a hard... Read More
There are always some companies that have past due invoices and can't seem to get them paid. They might be quietly waiting to... Read More
Creditors will measure your credit rating based on the following three main things.CapacityCollateralCharacterThe three "C's" show creditors your:"Capacity" or income to pay the... Read More


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Like It Or Not, You Have A Score To Settle! (Part 1 of 2 on Credit Scoring)Just when most people finish with school... Read More
There are a lot of questions about using credit cards. Here's some important points for you:A quick look around on the Internet this... Read More
The economic downturn of the last five years has affected millions of Americans, but it has also affected the budgets of states, cities... Read More
Martin Henderson is in a fix these days. Because of his failure to repay a loan he had taken a few years back,... Read More
In the olden days, about 10 years ago, before the internet, consumers would have to fill in applications for credit cards, loans, mortgages... Read More
There are many evils associated with credit cards, but there are benefits that are hard to ignore. One benefit is having the credit... Read More
Fixing a credit report starts with seeing what's on it. You may get access for free online. Try a search for "free credit... Read More
Identity thieves take advantage of everyday opportunities to discover your personal information and use it to commit fraud or other crimes. The good... Read More
Credit needed for real estate mortgage financing differs from credit needed for consumer loans. If you need help getting a home mortgage, these... Read More
A new sickness is plaguing the UK called Denial. Denial has resulted in a national personal debt of almost £1.1 trillion (source Credit... Read More
The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report... Read More
When you buy real estate, lenders run all of the "big three" credit bureau reports. Each credit reporting agency lists your credit history... Read More
Like me, you've probably been offered a fair old number of these by now.....and, if you're like most people, chances are you maybe... Read More
Ah, the sweet rewards of using credit!Not only do you get immediate gratification with the buy now-pay later plastic, but now, many credit... Read More
With prepaid credit cards, you get the practicality of plastic while choosing exactly how much debt to charge. By taking charge of your... Read More
Your credit is the most important thing you have other than your breathe. There are three types of people in this world. There... Read More
You've probably never heard of Frank X. McNamara, but he revolutionized the way you shop on a daily basis.One evening in 1949, McNamara-head... Read More
On one hand consumers are being universally criticised for running up significant amounts of debt on credit cards, yet conversely many companies are... Read More
Not everyone has a positive experience with credit counseling. Potential creditors often frown upon consumers who are going through credit counseling, denying them... Read More
Do you know the difference between good and bad credit debt? Most everyone seems to think that all debt is bad, but that... Read More
Many credit card holders sign up for a credit account with an 8.9% interest rate and then later realize that their interest rate... Read More
Ok, let's face it, everybody hates high credit card rates, and they drain hard earned money out of your wallet. As a valued... Read More
Well now we add CitiGroup and UPS to the Identity Theft corporations who have allowed Americans identity to be lost. Each time we... Read More
A credit report is run on a buyer when he or she needs to buy something that will take a long-term loan, such... Read More
Whether or not you receive a loan and what interest rate you get on your credit card may be determined by something called... Read More
A credit report is basically a file about you kept by lenders and banks. As annoying as it may be, it's still perfectly... Read More