Small Business Credit Cards

So what do you look for when applying for a credit card for your small business? One thing is for sure, wasting money isn't an option because it can make or break your business. Things to look for are low interest rates and good customer service.

Ask around for companies with good customer friendly service. Some will let you off late payments time after time while others will come down like a ton of bricks. You need them to be flexible as you never know when you may run into problems

Make sure you don't go with one because of a low introductory offer. You want a long term one as you may not have time every six months to be jumping from one to another. Before signing up for one read the small print, remember it could save your business.

Look out for special bonuses companies offer. Some times companies such as Visa or American Express join with other companies to save you money on anything from shipping or office supplies

Here are two small business credit card options but look around for more and weigh up the benefits for each one

American Express Business Gold Card

? No annual fee for the first year

? No pre-set spending limit

? Save at known brands, such as Staples, FedEx and Hertz

? When you enroll in the Membership Rewards program, you earn points virtually every time you use your eligible, enrolled Business Card.

? Online Account Management

? Car Rental Loss and Damage Insurance

CitiBusiness® Platinum Select® Card

The CitiBusiness® Platinum Select® Card is the card built for small businesses and includes:

? A generous credit line
? Low rate on purchases
? Additional cards for employees
? Free quarterly and annual account summaries
? Free 'Ask the Experts' service

---

The Right Way To Credit Repair

If you have a bad credit rating, then you might find that your ability to get financing, loans, and even some jobs is greatly diminished.Once you have... Read More

Fight Credit Card Fraud with Common Sense

By now, you have undoubtedly heard of credit card fraud, an alarming and damaging trend that is sweeping the country. Here's the bad news: It is disturbingly... Read More

Credit Score ? for Scoring the Right Loan

Somebody once said, "There is always a way of knowing your limitations and going beyond it." It is fundamentally true with respect of credit score. There can... Read More

Is Your Credit Score Costing You Money?

Most of us want a good credit report to obtain automobile financing, credit cards, and to purchase a home. But, beyond these consumer loans, your credit report... Read More

How To Establish Great Credit

Building a good credit history is important. If you have no reported credit history, it may take time to establish your first credit account. This problem affects... Read More

How You Can Help Prevent Identity Theft

How can I prevent Identity theft from happening to me? Never leave your receipt or slip in the ATM or gas pump. Pay attention to your habits,... Read More

How Your Credit History Can Affect Your Life

Your credit history is an important aspect of your life. Maintaining your credit rating is very important to your future and to your lifestyle. A poor credit... Read More

Credit Cards - A Blessing or a Curse?

Owning a credit card can be quite an advantage. Whether making online purchases, booking an air ticket or a hotel room on the phone or simply being... Read More

How To Start A Second SEPERATE Credit File!

Your personal credit file is separated from those with the same or similar names by several factors, including a driver's license number, birth date, or spouse's name.... Read More

Making Sense of Credit Card Fees

In addition to the APR (annual percentage rate) and the finance charges, most credit cards have a number of 'fees' associated with their use. Some fees are... Read More

Credit Card Security Advice

Which of the following is the biggest threat to your credit card security?a) Shopping online with a credit card b) Shopping in a real store with your... Read More

Applying for Credit Cards Online

In the olden days, about 10 years ago, before the internet, consumers would have to fill in applications for credit cards, loans, mortgages and so on by... Read More

Credit Card Is Adding The Silver Lining To Your Pocket

In the new millennium plastic money or credit cards has rendered a new zing factor to your pocket. This has not only made you economically more flexible... Read More

Have You Ever Opened a Checking Account?

Maybe some of you are saving it in your trusty piggy bank, under your mattress or way back in a sock drawer. Although I'm glad that you... Read More

Rate Tarts Losing Ability to Cherry Pick

A "rate tart" is someone who switches from one zero per cent introductory credit card deal to another to avoid paying interest; however they may be set... Read More

Minimum Credit Card Payments to Rise

For years, major credit card companies have allowed cardholders to make minimum payments of 2% of the outstanding balances on their credit cards. Having customers pay the... Read More

Credit Report Disaster Through Mistaken Identity

I've got some very important info I want you to think very seriously about. I'm sure by now you've heard of Identity Theft,...heck you may have even... Read More

How did a Thief get my Name? Don?t be a Victim of Identity Theft

How do these people get my name? If you have a credit card, your name is sold to third parties, if you do not want this to... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or... Read More

Balance Transfers Introduction

Credit card balance transfer involves using a credit card to pay off the amount outstanding on one or more credit/store cards. The total debt then... Read More

Defeating Credit Card Debt With Self Control

Credit card debt is a major social problem in some Western countries. To rid yourself of credit card debt, it is best to recognize the problem as... Read More

What is the Check 21 Act?

Check 21 is the common name for the Check Clearing for the 21st Century Act. It's new legislation that was recently passed by congress and made a... Read More

Bounced Checks - Straight Talk On Dealing With Bad Checks (NSF)

A check can be considered bad if it is bogus or the NSF checks (non sufficient funds check), also referred as bounced check.The issuance of a NSF... Read More

7 Consumer Credit Laws You Should Know if You are Trying to Repair Your Credit

There are seven consumer credit laws you should be aware when dealing with your credit.1. The Truth in Lending ActThe customer had to be told the true... Read More

Get Your Credit Score To Soar In The Twinkling of An Eye

Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good... Read More

Credit Counseling Basics

Credit counseling is an option you might want to consider if you are having financial problems. The stress can be overwhelming when you have creditors calling you... Read More