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Getting Married? What You Should Do With Your Checking Accounts and Credit Cards
Marriage is a wonderful thing, but planning the wedding is a difficult task. The coming together leaves many things as an afterthought to the wedding. Each has their own credit cards, checking accounts, and utility bills. Hopefully, neither has a lot of debt.
Most people do not think about finances when they are getting married. It takes the romance out of it. But it is necessary to make some sort of arrangements, or at least a plan of how to get things consolidated.
Let's start with checking accounts. There are a couple ways to go about it. Many financial experts believe that you should keep your individual accounts. It will be easier to manage and keep track of transactions with only one hand in the cookie jar.
Open up a joint account for your expenditures. Each should deposit a certain percent into the joint account to cover your allotted expenditure budget. What is left over can be deposited into your separate accounts and savings account.
Credit cards are a different story. Each of you will probably have numerous cards of your own. Take an evening and call all of the issuing banks. Tell them that you just got married and are eliminating some of your accounts. Whichever card issuers give you the best rates are the ones you keep. They will add your spouse onto the account with a phone call and send out your new cards.
Settling your accounts is easy it just takes a little time. It is best to take care of these matters quickly, as time will not make it any easier. Some of the institutions may ask for your marriage license, and be prepared to send it. They will send it back if you provide a self addressed stamped envelope.
Robb Ksiazek is a successful author and publisher for http://www.checks-4u.com. He has researched and written hundreds of articles and can simplify your online search by recommending merchants for the best value and selections in business or personal checks, address labels, rubber stamps and envelopes. More information about personal checks may be found at http://www.checks-4u.com/Personal%20Checks.htm .
New York Times
New York Times, United States - Jan 7, 2009
“With these new digs, there might just be a new world wedding capital.” The city clerk’s office issued 66600 marriage licenses in 2007 and performed about ...
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Washington Post
Kansas City Star, MO - 13 hours ago
And their mutual friends will have to decide which wedding to attend. All would be well if only one of them would cancel (or if they would agree to a double ...
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New York Times
San Francisco Chronicle, USA - 5 hours ago
The opening wedding scene in the new Bill Duke film, "Not Easily Broken" is so overwrought and cliched, it's akin to sitting down with a promising novel, ...
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Chicago Tribune, United States - 10 hours ago
By Roger Moore | Tribune Newspapers What it's about: Best friends become dueling brides when they both book the wedding they've always dreamed of in the ...
The Canadian Press, NEW YORK - 20 hours ago
"The magazine is realistic about how people's lives are today, but still the focus is how to have a successful wedding and start a healthy marriage," says ...
KVBC, NV - 8 hours ago
The city has renovated it marriage bureau and even built a 24000-square-foot wedding complex with the hope of becoming the most popular wedding site. ...
New York Magazine
New York Magazine, USA - Jan 7, 2009
Photo: Getty Images Perhaps sensing the economic downturn (and having eventually watched the Sex and the City movie), the city spruced up its civil-wedding ...
MLive.com
MLive.com, MI - 19 hours ago
Luczak said economics could be partly to blame, as young couples struggling to get a foothold in life may be putting off the expense of a wedding.
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Just 16 months after their wedding Governor Wallace was shot. The assassination attempt left Wallace paralyzed. Fifty-four days later, he left the hospital ...
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