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Has anyone been to the gas pumps lately? Soon $3 a gallon will be the asking price and we'll either have to become cyclists or create some... Read More
Car donations and used car donations are the way many people choose to recycle their older model cars without having the headache of repairing, advertising, showing, and... Read More
Predatory lending exists in the mortgage industry. It's typically when a mortgage broker add's on unnecessary fee's to a bad credit application, because he or she knows... Read More
An avid cyclist and bike racing fan, I sit transfixed during the many hours of Tour de France coverage every July when the race rolls around. This... Read More
During the last twenty years, banks have offered a number of improvements in the area of being customer-friendly. The old 9 AM ? 2 PM "banker's hours"... Read More
Have you seen the recent article on a new "green" residential high rise in Battery Park? It's called The Solaire. For a look at the hopeful future... Read More
Things are so expensive these days. We seem to be hearing, and saying, that a lot lately at the gas pump, in the grocery store and especially... Read More
So, you've made the decision to apply for a credit card. It's an important step for any consumer. Whether this is your first application in an effort... Read More
I have to admit, I do it too. I complain. Seek better. Complain again. Ridiculous cycle. It's more of a condition really. A humanity disease, I think... Read More
I thought I was through with exams when I finished college. Then my financial adviser (a.k.a. stockbroker) had me take a test to measure my tolerance for... Read More
Australians, in general, constitute some of the worst savers in the world. Current estimates suggest that, on average, Australians save just 4% of their income. This is... Read More
Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairly... Read More
If you've developed a household budget to get your spending back in line or to just reduce stress, good for you! Creating and sticking to a budget... Read More
It is estimated that we, as consumers, waste an average of 30% of our paychecks on items we don't need or pay way too much for the... Read More
On the other hand, there are those people who are saving dimes and every other cent. Perhaps its because they hate the clutter of change but want... Read More
With the A-level results coming out, the long wait for UK school leavers hoping to go to university will soon be over. All the hard work that... Read More
Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use... Read More


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Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money... Read More
If you're like most people, your personal financial records are most probably kept in less than "Good Accounting Practices" standards. For example, stashing old ATM receipts and... Read More
I've been going through and interesting growth period lately that I thought I'd share, as some of the lessons were pretty profound (at least for me).I've written... Read More
The first step to financial success lies in knowing your financial situation at any given time. There is an anecdote attributed to John D. Rockefeller--that as a... Read More
Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our... Read More
Between 15 - 20% of people in our country (UK) own there own businesses. This statistic is on the rise thanks to the incredible invention of the... Read More
I'm still amazed every time someone comes to me complaining that they don't have any money to put into their business and that they're broke.I mean what... Read More
Your food budget is the most flexible area of your household budget. Grocery savings will free up a significant amount of money if you need to balance... Read More
Investing is a subject a lot of people don't want to think about. And there is good reason for that. Investing seems scary. It either sounds like... Read More
Super-mumsIt seems that the proof of maternal efforts is no longer found in the pudding ? it's in the spending. Women are increasingly outsourcing personal grooming tasks... Read More
Have you ever wondered what it would be like to be able to have complete control over your finances?If you are like most normal people, you have... Read More
If you've been to a shopping mall lately, you've probably discovered two different banks within a few feet of each other. Go inside the food store in... Read More
People haven't always written checks to buy goods and services. But you know that right? So how did people transfer money from one place to another in... Read More
Recent findings from the Educational Policy Institute indicated that the UK is the third most expensive place in the world to go to university. Combine this with... Read More
1. Don't focus on your finances.The reason most people get into debt is because they don't spend enough time focusing on their finances. You need to get... Read More
Recently, many of these loyalty rewards programs have come to the realization that they must change how they put these programs together if they are going to... Read More
1. If you have your haircut every 3 weeks, try going 4 or 5 weeks in between haircuts. If you pay $10 for a haircut, you could... Read More
When you received an energy (heating) bill last winter, were you afraid to open it? Granted that we have a home with a lot of really big... Read More
Here are ten steps you can follow to help improve your personal financial situation and inevitably save more money:1. Pay Yourself WeeklyThis may seem a bit odd,... Read More
There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the... Read More
You've analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part!... Read More
Here are some tips that can help you save money when dining out. Keep in mind that these tips are intended to help you save money when... Read More
10 Ways to Prevent Identity Theft by Credit Card By [http://ezinearticles.com/?expert=Travis_Stone]Travis Stone One of the greatest fears that many people have is that they'll become a victim of identity... Read More
Next to our physical health most of us are primarily concerned with our financial health, and with good reason. Although our intentions are usually great our follow-through... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some... Read More
Each of us knows how to spend money, but do we really know how to save our money? No, I am not necessarily talking about setting aside... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already... Read More
Did you have a piggy bank when you were a child? I did. Mine sat empty for a long time until my mother convinced me that I... Read More
For most of us the process of getting out of debt and pursuing a venture that would create an income stream leading to early retirement seems just... Read More
Debt levels are at an all time high in the UK. The younger generation tend to be feeling the pinch the most, but parents are increasingly being... Read More
Can you really afford a house? If so, how much house can you afford? To determine this answer will take serious financial planning, and the best time... Read More
Your boss has just informed you that your department is being reduced by two and you are fired. After he leaves, what are you going to do?... Read More
Finding a stable and secure income that will come year in, year out, no matter what happens on the farm, will give you real peace of mind.... Read More
You've decided you want a bigger, better and more desirable house. How do you determine when to renovate, what to do and importantly, how much will it... Read More
Today I passed a thermometer at a bank that read 110 degrees, but I am not telling you that to show you how hot it was. I... Read More
Chapter 7The potential chapter 7 debtor should understand that a straight bankruptcy case does not involve the filing of a plan of repayment as in chapter 13,... Read More
If you've been thinking about filing for bankruptcy, your best bet might be to file now.A new bankruptcy law takes effect in November that will make it... Read More
If you've been to a shopping mall lately, you've probably discovered two different banks within a few feet of each other. Go inside the food store in... Read More
The lists of bank and savings accounts that are available to most people are bewildering. A quick look at a comparison site like Moneynet or Moneyfacts will... Read More
In this age of information, keeping track of your finances does not mean an archaic jumble of ledgers, calculators, and papers filled with calculations in chicken scratch.... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your... Read More