Many Christians feel uncomfortable with the notion of being in debt, and even more so when the debt has gotten out of control. Some say that it is not acceptable for Christians to owe any money, even for such necessities as a home. Others feel that such debts are acceptable as long as debt does not place a burden on the family's finances.
In recent years, the number of debt consolidation and credit counseling firms that specialize in catering to Christian clients have increased dramatically.
Christian debt consolidation and credit counseling agencies are aware of the concerns Christians have about debt. They can help you consolidate your debt, establish a repayment schedule, arrange to allow you to continue tithing, and provide the additional spiritual counseling that you may need to help you stay out of debt. All of this is done in a way that is consistent with Christian beliefs and the teachings of the Bible.
Creditors recognize that people who enter a debt consolidation program are trying to repay their obligations in good faith. Creditors are more willing to extend favorable terms to such clients in the hope that they (the creditor) will avoid the significant expense of turning the account over to a collections firm or avoid an extended drawn out process if the account holder goes through the expense of declaring bankruptcy.
Experienced Christian Debt consolidation and credit counseling services know this, and they have experience working with creditors to ease the burden of repayment. They can help you renegotiate loans, reshape payment schedules, reduce your interest rate or obtain a loan that consolidates your debt. Many of these firms are nonprofit; they are in the business strictly so that they can help fellow Christians to get back on their feet and free from the burden of unusually heavy debt.
If this sounds like something that suits your personal needs, you should consider contacting a Christian debt consolidation or credit counseling agency.
©Copyright 2005 by Retro Marketing.
Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.End-Your-Debt.com/ and http://www.HomeEquityHelp.net/
article_text... Read More
article_text... Read More
article_text... Read More
article_text... Read More
article_text... Read More
article_text... Read More
article_text... Read More
When you find yourself thinking about using a credit counseling service, you need to be very careful... Read More
(Money You Don't Have to Pay Back) 1... Read More
Consumer Borrowing Consumer borrowing in the UK has now crashed through the £1 trillion barrier... Read More
You may not realize what that credit card bill is doing to you?Bob is a 27 year old truck driver... Read More
Next to winning the lottery, a debt consolidation loan is a debtor's dream... Read More
When you hear the word "debt", whats the first thought or feeling that comes to you? For most people debt is "bad" or it becomes the "enemy" and is something that should be avoided like the plague... Read More
Having trouble paying your bills? Getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car?You're not alone... Read More