Are you a check fanatic? Don't worry, you aren't alone. Millions of consumers write checks every year. In fact in the United States most consumers use checks to handle payment transactions.
Want to convince your friends and family of the benefits of check writing? Consider the following check writing trivia:
As you can see, writing checks is a favorite past time. No matter what check you prefer, whether cheap personal checks, top stub checks, side tear or cheap checks in general, rest assured check writing is not likely to die out any time soon.
Within the United States, check writing is more common than elsewhere. Check use is increasing in the United States. Nearly 84 percent of payment transactions in the United States come in the form of check payments.
Checks and Technology
As times have changed so too have check writing companies. Companies are adapting their processes and checks to keep up with the times. Companies like Quicken? checks and Quickbooks? checks constantly update their check technology. Even though society is becoming more and more paperless, check producing companies still find a high demand for paper checks exist.
Technology now allows consumers to verify checks over the phone at the point of sale. Most checks are now verified at this point. Check electronification is also becoming more popular. This process allows payees to scan a check at the point of sale, thus reducing fraud and allowing banks to process payment faster.
Reasons to Use Checks
Checks have many advantages over other forms of payment. Quicken? checks and Quickbooks? checks allow easy payroll processing and payment for business debts. The Federal Reserve Bank found in Chicago recently conducted a study that showed that 90 percent of Americans use checking accounts. This is partly because checks are still the most widely accepted form of payment. They are also low in cost and allow consumers control over the timing of every payment made.
Consumers often find check writing convenient. Consumers can use checks to pay over the phone, online and in person. Checks can be cashed at many locations for easy access to funds without the hassle of remembering PIN numbers or other privacy information. Checks also provide a brilliant way to express your personality and have a little fun when paying off debts.
Quicken? and Quickbooks? are especially useful for home business or small business owners who want a printed check that looks professional. These checks correlate with the matching accounting software to help you manage your finances.
Checks also provide consumers with added security. Most checks today are built with certain security features making them difficult to copy. Keeping track of your checks and check registry will alert you to any problems with your checks long before they arise. The good news is you can usually stop payment on any checks that might mysteriously wander away. Now gather your closest friends together for a game of check trivia!
About The Author:
Antigone Arthur is a successful freelance writer with 10 years of professional experience providing consumers with informative articles on such topics as cheap checks, Quickbooks checks, and Quicken checks.
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